NextFin: Instant Loans app for iPhone and iPad

NextFin is the brand name of Amar Amba Finance Hire Purchase Pvt Ltd (an RBI registered NBFC, established in 1997) where we provide unsecured personal loans upto Rs 50,000 and secured loans upto Rs 5 crores via our app.

Why NextFin?
1. An RBI registered NBFC established in 1997
3. Apply for Secured & Unsecured Loans
4. Complete digital process for Loan eligibility check and apply instantly
5. Get loans from ₹5,000 onwards directly in your bank account

How to apply for an easy loan with NextFin?
1. Download NextFin app & Login
2. Fill in your basic profile details
3. Provide employment history, home & office address details
4. Select the type of loan, amount & tenure
5. Upload the required documents
6. Approval will be communicated within 48 working hours
7. Loan agreement is signed (digitally or physically)
8. Loan is disbursed

Loan Products:
* Unsecured Loans: Personal Loans, Education Loans, Business Loans (Pan India)
* Secured Loans (Currently only servicing in Delhi NCR region): Loan against Property (Up to 70% financing), Mortgage Loans, Gold Loans (Up to 60% financing), Bike (Up to 70% financing) & Car Loans (Up to 80% financing)

1. Unsecured Personal Loan - A flexible loan option for salaried professionals. All you need is your PAN Card, Salary Proof & Address Proof to avail ₹5,000 to ₹50,000 for a tenure ranging from 90 days to 6 months.

Fees, Charges & Tenure
- Amount: ₹5,000 to ₹50,000
- Processing Fees: 6% + 18% GST
- Tenure: 90 days - 6 months
- APR: 18% - 36% (depending on risk profile)
- Sample: A Salary Advance loan of ₹30,000 for a tenure of 90 days at an interest of 0.1% per day (36% APR) will result in total cost being ₹33,942 (including processing fees ₹2124, principal amount of ₹30000 and interest amount of ₹1818) for a monthly instalment of ₹10606 for 3 months.
- Penalty charges of 0.6% per day & Bounce Charges of ₹750 on non-repayment of EMIs. Loans can be foreclosed after 3 months.

2. Secured Personal Loan - A personal loan option where you can avail amounts of upto ₹5 crores against collateral. We provide Gold Loans, Loan against Property, Mortgage Loan, New Car Loans, Used Car Loans and Bike Loans.

Fees, Charges & Tenure
- Amount: ₹50,000 to ₹5,00,00,000
- Processing Fees: 5% + GST
- Loan Tenure period: 3 months - 10 years
- Annual Percentage Rate: Starts at 12% depending on risk profile and collateral provided
- Sample: A Secured Loan of ₹1,00,000 for a tenure of 12 months at an interest of 18% APR will result in total cost being ₹1,15,916 (including processing fees ₹5900, principal amount of ₹1,00,000 and interest amount of ₹10,016) and a monthly installment of ₹9168 for 12 months.
- Penalty charges as applicable & Bounce Charges of ₹1000 on non-repayment of EMIs and Zero prepayment charges for loans.

Privacy Policy
Please read our privacy policy mentioned here to know how we handle your data https://www.nextfin.in/privacy-policy/

We only provide loans through the RBI registered NBFC - Amar Amba Finance Hire Purchase Pvt Ltd

Contact Us:
Mail us on [email protected]
Call us on +918447804814
(Mon-Sat 10:00 AM - 6:00 PM)
Address: Plot no 1536 B, Saraswati Kunj, Near South Point Mall, Sector 53, Gurugram, 122002